Privacy Policy
Last updated: March 2026
1. Introduction
Zana Intelligence Limited ("Zana," "we," "our," or "us") provides an AI-powered career and professional networking platform. Our Services include:
- Job search, discovery and personalised recommendations;
- CV and résumé storage, management and AI-powered optimisation;
- AI-generated application materials (tailored CVs, cover letters and supporting documents);
- Automated job application submission on the User's behalf;
- AI-powered career coaching, interview preparation and professional guidance;
- Application tracking and performance analytics;
- Visa sponsorship information and filtering;
- AI-powered professional outreach to contacts such as hiring managers, investors, professors and business contacts;
- Email account integration for sending outreach and tracking application outcomes;
- Performance reporting and career insights; and
- Any other services delivered through our website (tryzana.com), mobile applications, APIs, browser extensions and platform integrations (collectively, the "Services").
This Privacy Policy explains how we collect, use, disclose, store and safeguard personal information in connection with all of our Services.
Zana Intelligence Limited is incorporated in Nigeria and operates globally. This Policy is governed by Nigerian law, including the Nigeria Data Protection Act 2023 ("NDPA"), and is designed to comply with the UK GDPR, EU GDPR (Regulation (EU) 2016/679), the CCPA/CPRA, PIPEDA and other applicable data protection laws.
This Policy applies to three categories of individuals:
- Users: individuals who create Zana accounts and use our Services.
- Prospects: individuals about whom we collect publicly available professional information for the purpose of enabling personalised outreach on behalf of Users. Prospects have not created Zana accounts.
- Employers and Recruiters: organisations and individuals whose job listings and company information are processed by Zana in connection with our job search and application services.
Zana acts as the "data controller" (or "business" under the CCPA) for User data. For Prospect data, Zana acts as sole controller when it autonomously discovers and enriches data; as a processor when processing Prospect data at the User's specific direction; and as joint controller with the User where both jointly determine purposes and means. Joint Controller Arrangements are annexed to the Terms of Service and available on request. Users who direct outreach are independently responsible for their own legal compliance. For Employer and Recruiter data, Zana acts as controller to the extent it aggregates publicly available job listing and company information.
2. Scope, Governance and Legal Framework
This Policy covers all personal information Zana collects via our website, mobile applications, APIs, browser extensions, platform integrations and associated services.
2.1 Applicable Laws
- Nigeria (NDPA/NDPR): rights to confirmation, access, correction, erasure, consent withdrawal, objection, restriction, portability and protection from solely automated decisions. Cross-border transfers require adequacy decisions or alternative safeguards.
- UK GDPR: access, rectification, erasure, restriction, portability, objection. One-month response period. International transfer safeguards required.
- EU GDPR: as UK GDPR, plus mandatory DPIAs for high-risk processing.
- CCPA/CPRA: rights to know, delete, correct, opt out of sale or sharing, limit sensitive data use.
- PIPEDA: meaningful consent, purpose limitation, access on request.
Where multiple laws apply, Zana complies with the most protective. Zana maintains a Record of Processing Activities per GDPR Article 30 and the NDPA, available to supervisory authorities on request.
2.2 Lawful Bases
Primary bases: contract performance (providing the Services); legitimate interests (improving the platform, enabling job search and professional outreach, preventing fraud); consent (special category data, marketing, email account access, non-essential cookies); legal obligations (tax, anti-fraud, regulatory compliance).
3. Information We Collect
We collect the categories of personal data set out below. Some is provided directly by Users, some is collected automatically, some is obtained from publicly available sources or licensed third-party providers, and some is generated by our AI systems.
3.1 Identity and Contact Information
- Name, email address, phone number, postal address, nationality, countries of interest.
- Purpose: account creation, verification, communications, service customisation.
- Lawful basis: contract performance, legitimate interest, legal obligation.
3.2 CV and Professional Profile Data
- CVs and résumés (Users may store multiple versions), portfolio links, LinkedIn profile data, professional biography and related professional documents.
- AI-generated insights: assessments of CV quality, identified areas for improvement, and recommendations.
- Purpose: document management, AI-powered analysis and optimisation, and generating tailored application materials.
- Lawful basis: contract performance, legitimate interests.
3.3 Application, Outreach and Campaign Data
- Cover letters, pitch materials, application documents, outreach messages and other professional communications generated through or uploaded to the platform.
- User preferences: job and outreach targeting criteria, salary expectations, industry preferences, company preferences, location preferences and visa requirements.
- History: records of applications submitted, outreach campaigns sent, and associated statuses and outcomes.
- Correspondence with employers, recruiters, investors, professors and other professional contacts.
- This may include diversity, equity and inclusion ("DEI") information or other sensitive data voluntarily provided.
- Purpose: matching Users with opportunities, generating tailored materials, submitting applications and outreach, tracking outcomes, and improving our services.
- Lawful basis: contract performance, legitimate interests, consent (for DEI or special category data).
3.4 AI Coaching and Conversational Data
- All conversational data from our AI coaching features, including questions, responses, career guidance sessions, interview preparation and professional advice exchanges.
- Purpose: providing personalised guidance, maintaining conversation context, and improving AI quality.
- Lawful basis: contract performance, legitimate interests.
- Note: coaching conversations may contain sensitive personal disclosures. Such data is processed solely for service delivery and AI improvement. It is never shared with employers, used for advertising, or analysed for purposes unrelated to providing the coaching service.
3.5 Email Account Data
- Where the User connects an email account (e.g. Gmail) via OAuth, Zana accesses: (a) the ability to send outreach emails on the User's behalf; and (b) where the User enables our email monitoring feature, the ability to detect application-related incoming messages (such as interview invitations, rejections and offers).
- Zana does not access, read, store or process personal emails beyond what is strictly necessary for sending approved outreach and detecting application-related responses. Zana does not access drafts, contacts, or email content unrelated to job applications or outreach.
- For application outcome detection, we store only the extracted status information (e.g. "Interview scheduled with [Employer] on [Date]"), not full email content.
- Lawful basis: explicit consent (OAuth authorisation plus in-app confirmation). Revocable at any time via Settings or via the email provider's account permissions.
- OAuth access tokens are deleted immediately upon disconnection.
3.6 Prospect Data
- Professional identity: name, job title, employer, seniority level, professional biography.
- Public professional activity: published content, social media posts, press mentions, professional contributions and similar publicly available information.
- Contact information: business email addresses, professional social media profile URLs, professional website URLs. Obtained from third-party data providers and publicly available sources.
- Organisational context: publicly available information about the Prospect's employer relevant to the outreach purpose.
- AI-generated insights: relevance assessments and suggested talking points based on publicly available data.
- Purpose: identifying relevant contacts, researching them, generating personalised outreach and enabling delivery.
- Lawful basis: legitimate interests (see Section 5.3).
3.7 Employer and Job Listing Data
- Company names, job titles, descriptions, salary ranges, locations, benefits, application URLs, and visa sponsorship information.
- Sources: public job boards, employer career pages, government databases and licensed third-party aggregation services.
- Purpose: presenting job opportunities, providing visa sponsorship information, powering recommendations, and enabling application submission.
- Lawful basis: legitimate interests.
3.8 Usage and Device Data
- IP address, browser type, device identifiers, operating system, timestamps, usage logs, feature usage patterns.
- Purpose: service operation, security, analytics, fraud prevention, product improvement.
- Lawful basis: legitimate interest, legal obligation.
3.9 Aggregated Analytics Data
- Zana generates anonymised, aggregated performance insights by analysing patterns across its user base. No individual User's data is disclosed to other Users.
- Purpose: providing Users with contextual career insights.
- Lawful basis: legitimate interests. Users may opt out of inclusion by contacting us.
3.10 Other Data Categories
- Location: country or city from IP address or direct input. For regional recommendations, visa-relevant filtering and jurisdictional compliance.
- Payment: processed by Paystack, Stripe and PayPal. Zana never stores full card numbers or security codes.
- Cookies: see Section 8.
- Support communications: emails, in-app messages, support tickets.
- Children: our Services are not directed at children under 16 (or under 13 where COPPA applies). We promptly delete children's data if discovered.
4. How We Use Your Information
4.1 Job Search and Recommendations
- Aggregation and matching: we aggregate job listings from multiple sources and use AI to recommend opportunities based on your profile and preferences.
- Visa information: we provide visa sponsorship data by cross-referencing listings with publicly available government and employer records.
- Personalisation: our AI improves recommendations over time based on your activity and feedback. You can reset preferences at any time.
4.2 CV Management and Optimisation
- Storage: we store multiple CV versions and maintain version history.
- AI analysis: our AI evaluates your CV to provide quality assessments, identify areas for improvement and suggest enhancements.
- Version selection: for automated applications and outreach, our AI selects the most appropriate CV version for each opportunity.
4.3 Application Material Generation
- Tailored documents: our AI generates application materials (CVs, cover letters, supporting notes) tailored to specific opportunities.
- Storage: generated materials are stored and downloadable, linked to the corresponding opportunity.
4.4 Automated Application Submission
- How it works: where enabled, Zana identifies matching opportunities and submits applications on your behalf, using appropriate AI-generated materials. Submission records are maintained for transparency.
- Destinations: applications are submitted to third-party job boards, employer systems and recruitment platforms. Those parties' own privacy policies govern subsequent handling of your data.
- Controls: you configure the parameters for automated submission (including volume limits, targeting criteria and exclusions) and can pause or override the feature at any time.
4.5 AI Coaching
- Guidance: personalised career advice, interview preparation, salary guidance and professional analysis.
- Proactive insights: Zana may proactively provide relevant alerts and suggestions based on your profile and activity.
- Isolation: coaching data is not shared with employers, recruiters or other external parties.
4.6 Application Tracking and Reporting
- Tracking: we track the status of applications across their lifecycle. Where email monitoring is enabled, status updates are detected automatically.
- Analytics: we provide performance metrics including response rates and outcome summaries.
- Reports: periodic AI-generated reports analyse your activity and provide contextual insights. These may include anonymised benchmarks; no individual User data is disclosed.
4.7 Email Monitoring (Application Outcomes)
- Purpose: where enabled, monitors the connected email account to detect application-related messages and update the application tracker.
- Scope: application-related emails only. Personal, social and commercial emails are not accessed or stored.
- Stored data: extracted status information only, not full email content.
- Consent: explicit consent required (OAuth plus in-app). Revocable at any time. Tokens deleted on disconnection.
4.8 Professional Outreach
- Discovery and research: AI identifies and researches relevant professional contacts based on your criteria, using publicly available information.
- Content generation: AI generates personalised outreach content for each contact.
- Delivery: outreach is sent from your connected email account.
- Tracking: we track delivery and engagement status. You can disable engagement tracking in Settings.
- Follow-up: Zana notifies you when recipients engage, so you can decide whether and how to follow up.
4.9 Platform Operations
- Analytics and improvement: usage analysis, testing and algorithm improvement.
- Payments: subscription processing via Paystack, Stripe and PayPal.
- Security: abuse monitoring, rate limiting, platform protection.
- Legal compliance: applicable laws, regulations and legal processes.
4.10 Communications
- Transactional: account updates, status notifications, security alerts. Cannot be opted out.
- Marketing: explicit opt-in only. Withdrawable at any time.
5. AI Processing, Automated Decision-Making and Public Data Collection
5.1 AI-Powered Processing
Zana uses artificial intelligence to power key features of the Services. The following table summarises our AI processing activities, the categories of data involved and the individuals affected:
| Processing Activity | Data Categories | Individuals Affected |
|---|---|---|
| Job recommendations | User profile, preferences, job listings | Users |
| CV analysis and optimisation | User CV and professional data | Users |
| Application material generation | User profile, job descriptions | Users |
| Automated application submission | User profile, generated materials, job listings | Users, Employers |
| Career coaching and guidance | User questions, professional context | Users |
| Prospect identification and research | Publicly available professional data | Prospects |
| Outreach content generation | User profile, Prospect research data | Users, Prospects |
| Response and outcome detection | Incoming email metadata and content excerpts | Users |
| Performance analytics | Anonymised aggregate data | Users |
5.2 Automated Decision-Making and Profiling
User Profiling
Zana generates automated recommendations (job suggestions, CV assessments, application insights) based on analysis of your professional data. These are recommendations only; you retain full control over all actions. Where Zana submits applications automatically, it operates within parameters you have set and the feature is pausable at any time. You have the right to request human review of any automated decision.
Prospect Profiling
Zana assesses the relevance of Prospects to a User's outreach criteria using automated analysis of publicly available professional data. This does not produce legal effects on Prospects or similarly significantly affect them, as the outcome is a professional communication. Safeguards include human review of outreach content before delivery, User override capability, Prospect inquiry rights, and the absence of solely automated binding decisions about Prospects.
5.3 Legitimate Interest Assessment for Prospect Data
- Purpose: legitimate interest in professional outreach (recruitment, business development, investment, academic collaboration).
- Necessity: essential to the outreach Services.
- Balancing: only publicly available professional data is processed. Outreach is professional in nature and does not cause material detriment.
- Safeguards: limited retention, accessible opt-out, frequency limits, contractual prohibition on misuse by Users.
The full Legitimate Interest Assessment is available from the Data Protection Officer on request.
5.4 Transparency for Prospects (GDPR Article 14)
- At first contact: outreach communications include a link to this Privacy Policy and identify Zana's involvement.
- Uncontacted Prospects: where providing individual notice would involve disproportionate effort (Article 14(5)(b)), we rely on the public availability of this Policy, short retention periods and an accessible inquiry mechanism as safeguards.
- We maintain records of Prospect categories, data sources and volumes for accountability.
5.5 Public Data Collection
Zana collects publicly available professional information from the internet, including professional networks, academic databases, company websites and public filings. We:
- collect only professional data that individuals have voluntarily made public;
- respect robots.txt directives where technically feasible;
- supplement with data from licensed third-party providers who warrant lawful collection;
- apply rate limiting and access controls to minimise impact on source websites; and
- honour Prospect rights requests (including objection and erasure) promptly.
5.6 AI Service Providers
Zana transmits data to third-party AI model providers for content generation and analysis. These providers process data under contractual terms that prohibit them from using Zana's data for model training and that require deletion after processing. A list of current AI sub-processors is available on request.
AI-generated content may contain errors. Users are solely responsible for reviewing all content before use or distribution.
6. Special Category Data
User-provided special category data (DEI information, health data, political opinions) is processed only with explicit consent, for stated purposes, with enhanced security and data minimisation. Consent is withdrawable at any time.
We do not intentionally collect special category data about Prospects. Any inadvertently collected special category data is not used for targeting or decision-making.
Coaching conversations may contain sensitive personal disclosures. Such data is processed solely for service delivery and AI improvement, and is never shared with employers or used for advertising.
7. Payment Information
Payments are processed by Paystack, Stripe and PayPal under PCI DSS standards. Zana never stores full payment card numbers or security codes. Transaction records are retained as required by applicable financial regulations.
8. Cookies and Tracking Technologies
- Strictly necessary: authentication, security, core functionality. No consent required.
- Preferences: remembering settings. Consent required.
- Analytics: measuring performance. Consent required.
- Marketing: advertising effectiveness. Consent required.
Manage preferences via our cookie consent banner, browser settings, or by contacting us.
9. Sharing Your Information
Zana shares personal data only with third parties necessary to provide the Services:
9.1 Service Providers
| Category | Purpose | Data Shared |
|---|---|---|
| AI model providers | Content generation and analysis | User and Prospect data as needed for processing |
| Data enrichment providers | Contact verification and professional data | Prospect identifiers and lookup queries |
| Email delivery services | Sending outreach on User's behalf | Recipient addresses, message content |
| Payment processors | Subscription billing | Billing and transaction data |
| Cloud and hosting providers | Platform infrastructure | All data (encrypted at rest and in transit) |
| Analytics providers | Usage analysis and improvement | Anonymised or pseudonymised usage data |
| Authentication providers | User identity and session management | Identity and session data |
| Workflow and orchestration services | Campaign and pipeline management | Operational data |
9.2 Application and Outreach Recipients
- Job boards, employer systems and recruitment platforms (for application submissions).
- Employers, recruiters, investors, professors and other outreach recipients.
- These recipients are independent controllers; their own privacy policies apply.
9.3 Other Disclosures
- Professional advisors (legal, audit, consultancy).
- Regulators and law enforcement (where required by law).
- Corporate transactions (mergers, acquisitions, asset sales), subject to confidentiality.
We maintain a list of current sub-processors at tryzana.com/sub-processors. We provide at least 30 days' notice before adding or replacing sub-processors. Users may object to changes as specified in our Data Processing Agreement.
10. International Transfers
Your data may be processed in Nigeria, the United States, the United Kingdom, Canada and the EEA. Transfer mechanisms include:
- Adequacy decisions; Standard Contractual Clauses (EU); UK IDTA/Addendum; consent; and permitted derogations.
Where we rely on SCCs or the UK IDTA, we conduct Transfer Impact Assessments per EDPB guidance and implement supplementary measures including encryption (TLS 1.2+ in transit, AES-256 at rest), pseudonymisation and access restrictions.
11. Data Retention
11.1 User Data
- Active accounts: retained for the duration of the account.
- Closed accounts: profile, documents, history and correspondence retained for 24 months, then securely deleted or anonymised.
- Transaction records: retained per applicable financial regulations (typically 6 to 7 years).
- Email tokens: deleted immediately upon disconnection.
- Coaching data: account duration plus 12 months, then deleted.
11.2 Prospect Data
- Active campaigns: campaign duration plus 90 days.
- Unengaged prospects: deleted or anonymised within 90 days of campaign conclusion.
- Engaged prospects: 12 months after last interaction, then deleted.
- Opted-out prospects: minimum identifying data (email and name) retained on a suppression list to prevent future contact (lawful basis: legitimate interest and anti-spam obligations). All other data deleted within 30 days.
11.3 Employer and Job Listing Data
- Active listings: listing duration plus 90 days.
- Expired listings: anonymised or deleted within 6 months.
- Visa records: retained for up to 12 months, refreshed periodically.
11.4 Anonymised Data
Aggregated, anonymised data may be retained indefinitely for analytics and research. Anonymised per EDPB guidance; it cannot be re-identified through reasonably available means.
12. Security Measures
- Encryption: TLS 1.2+ in transit; AES-256 at rest.
- Access controls: role-based access, least privilege, multi-factor authentication.
- Infrastructure: SOC 2-compliant cloud providers, network segmentation, vulnerability scanning.
- Monitoring: real-time alerting, security event management, regular penetration testing.
- Policies: mandatory data protection training, documented incident response, supplier security assessments.
- Email security: OAuth tokens encrypted at rest in dedicated secure storage with scoped permissions.
No method of transmission or storage is completely secure. We cannot guarantee absolute security.
13. Your Rights (Users)
Depending on your location, you may exercise the following rights in respect of your personal data:
- Right to be informed (this Policy).
- Right of access.
- Right to rectification.
- Right to erasure.
- Right to restrict processing.
- Right to data portability (provided in JSON or CSV).
- Right to object to processing based on legitimate interests.
- Right to withdraw consent.
- Right not to be subject to solely automated decision-making.
13.1 CCPA/CPRA (California Residents)
- Rights to know, delete, correct, opt out of sale or sharing, limit sensitive data use, and non-discrimination.
Zana does not "sell" personal information under the CCPA. Certain sharing with analytics or advertising partners may constitute "sharing" under the CPRA. California residents may opt out via our website or by contacting us.
13.2 Exercising Your Rights
Contact privacy@tryzana.com or the Data Protection Officer (Section 20). We verify identity and respond within 30 days. Complaints may be lodged with the Nigeria Data Protection Commission, UK ICO, EU supervisory authorities, the California Attorney General, or the Canadian Privacy Commissioner.
14. Your Rights (Prospects)
If you have received a communication facilitated by Zana, or believe Zana holds data about you:
- Right to know whether we hold your data and why.
- Right of access.
- Right to rectification.
- Right to erasure.
- Right to object (including to profiling). We will cease processing unless we demonstrate compelling grounds.
- Right to opt out of all future Zana-facilitated outreach (global suppression).
Contact privacy@tryzana.com with the subject line "Prospect Data Request." We respond within 30 days. You may lodge complaints with your local supervisory authority. Where permitted by law, we will identify the User who initiated the outreach.
15. Anti-Spam Compliance and Acceptable Use
Users must comply with applicable anti-spam and electronic communications laws, including CAN-SPAM (US), PECR (UK), the ePrivacy Directive (EU), CASL (Canada) and the NDPA (Nigeria). Zana enforces:
- An unsubscribe mechanism and Privacy Policy link in all outreach.
- Prohibitions on deceptive, misleading, harassing or unlawful communications.
- Prohibitions on identity misrepresentation.
- Sending volume limits and frequency controls.
- Automated detection of abuse signals, with campaign suspension where necessary.
- Account suspension or termination for repeated violations.
CASL (Canada)
CASL requires express consent before sending commercial electronic messages. Zana screens recipient jurisdictions and applies CASL-compliant rules. For business email addresses that have been conspicuously published without a no-solicitation statement, Zana permits outreach under the Section 10(9)(b) exemption where the message is relevant to the recipient's professional role. Users are responsible for ensuring valid consent or an applicable exemption.
PECR (United Kingdom)
PECR requires consent for unsolicited direct marketing to individual subscribers. Outreach to corporate email addresses is permitted under the Regulation 22(3) corporate subscriber exemption. Outreach to sole traders, partnerships or personal addresses may require consent, and Zana provides jurisdiction-aware compliance checks. Users bear primary PECR responsibility; Zana may restrict sends where regulatory risk is identified.
Users acknowledge they are the sender for anti-spam purposes and bear primary compliance responsibility. Zana provides tools and safeguards but does not guarantee compliance on the User's behalf.
16. Data Breach Response
Zana maintains documented procedures to detect, investigate and report personal data breaches:
- Supervisory authority notification within 72 hours (GDPR) or as required by applicable law.
- Individual notification without undue delay where there is high risk to rights and freedoms.
- Notifications describe the breach, likely consequences, measures taken and contact information.
17. Data Protection Impact Assessments
Zana conducts DPIAs for processing likely to result in high risk, per GDPR Article 35 and the NDPA. Current assessments cover:
- Automated profiling of Users (recommendations, assessments, benchmarking).
- Automated profiling of Prospects (relevance assessment and ranking).
- Systematic collection of publicly available personal data.
- Automated application submission and outreach at scale.
- Special category data processing (where Users provide DEI information).
- Email account access and monitoring.
DPIAs are reviewed annually or when processing activities materially change. Summaries are available from the Data Protection Officer.
18. Google API Services Disclosure
Zana's use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements:
- Google user data is used only for the purposes described in this Policy.
- Google user data is not used for serving advertisements.
- Zana does not allow humans to read User email content except with affirmative consent, for security purposes, or as required by law.
- Google user data is not transferred to third parties except as necessary to provide the Services, with User consent, or as required by law.
19. Changes to This Policy
We may update this Policy to reflect changes in our Services, legal requirements or best practices. For material changes, we provide at least 30 days' notice by email or website notification. Continued use of the Services constitutes acceptance of changes relating to contract performance or legitimate interest processing. Where changes introduce processing that requires consent, we obtain fresh consent before commencing. Prior versions are archived and available on request.
20. Contact Information
For questions, rights requests or data protection concerns:
Data Protection Officer, Zana Intelligence Limited
Zana has designated a Data Protection Officer in accordance with GDPR Article 37 and the NDPA. The DPO operates independently. If Zana is required to appoint an EU Representative under GDPR Article 27, details will be published at tryzana.com/privacy.
86 to 90 Paul Street, London, EC2A 4NE, United Kingdom
Email: privacy@tryzana.com
Prospect requests: privacy@tryzana.com (subject: "Prospect Data Request")
21. Governing Law and Dispute Resolution
This Policy is governed by the laws of the Federal Republic of Nigeria. Disputes shall be resolved by good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to confidential arbitration in Lagos under the Arbitration and Mediation Act 2023.
Nothing in this section limits your right to lodge complaints with supervisory authorities or to seek judicial remedies under applicable law (including GDPR Article 79). The arbitration clause does not apply where prohibited by mandatory consumer protection law, including the UK Consumer Rights Act 2015 and the EU Unfair Contract Terms Directive.
22. Disclaimers and Limitation of Liability
This section supplements our Terms of Service.
Zana does not guarantee that use of the platform will result in a job offer, investment, customer acquisition, academic placement or any particular outcome. AI-generated content may contain errors. Users are solely responsible for reviewing and approving all content before use. Automated submissions are made within User-configured parameters; Users are responsible for the accuracy of information submitted.
To the maximum extent permitted by applicable law, Zana shall not be liable for indirect, incidental, special, consequential or punitive damages. Total aggregate liability shall not exceed the greater of (a) fees paid in the preceding 12 months or (b) one hundred US dollars ($100), unless otherwise required by mandatory law.
Nothing in this Policy excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any liability that cannot be excluded by applicable law.
© 2026 Zana Intelligence Limited. All rights reserved.